Pakurati ang mga tawo nga gimahal nimo with home upgrades pinaagi sa The Great Double Zero Festival — zero down payment ug 0% interest!

Na feel na ba nimo ang holiday rush! Ang mga mall puno sa mga tawo, ang mga balay napuno sa Christmas lights, ug ang hangin puno sa excitement apil na ang pressure sa pagpangita sa “sakto” nga regalo para sa atong mga mahal sa kinabuhi. Sa kabusy sa deadlines, schedules, ug Christmas parties, dali kaayo ma-feel ang stress. Naghuwat pa ang pinaka-maayong regalo, ug ang oras sige’g dagan.

Gikan sa home essentials hangtod sa latest gadgets, pwede ka makahatag og mga regalo nga tinuod’ng makapahimoot ug maabot pa gyud nimo oras sa Pasko. Mao ni ang mga nagunang pinili nga pwede nimo makuha sa Home Credit karong panahon sa pasko:

All-out appliance holideals for as low as ₱569/month or ₱19/day

• Devant 43in Full HD Smart TV– For clearer, better movie nights: ₱22/day or ₱649/month, 18 months (₱15,991 SRP)
• Panasonic 9.5cu ft Two Door No Frost Inverter – Para presko ug energy-saving nga fridge: ₱30/day or ₱909/month, 18 months (₱22,465 SRP)
• TCL 32in S5K Full HD QLED Google TV– Compact QLED upgrade: ₱19/day or ₱569/month, 18 months (₱13,990 SRP)

Fresh and festive refrigerators for as low as ₱669/month or ₱22/day

Inahan ang pinakabusy karong Pasko  gikan pa sa Noche Buena hangtod sa New Year leftovers. Usa ka reliable nga refrigerator kay super useful ug thoughtful gift:

• Condura 6.3cu ft Inverter Two Door Top Mount Refrigerator – Space-saving: ₱22/day or ₱669/month, 18 months (₱16,578 SRP)
• Samsung 7.4cu ft Inverter Two Door Top Mount Freezer Refrigerator  – Para daghang sudlanan: ₱27/day or ₱809/month, 18 months (₱19,882 SRP)
• LG 7.2cu ft Two Door Smart Inverter No Frost Refrigerator – No-frost convenience: ₱23/day or ₱679/month, 18 months (₱16,713 SRP)

Big screens for the holidays for as low as ₱849/month or ₱28/day

Mga Amahan mas malingaw gyud og bigger screen  para sa basketball, series, ug family movie nights:

• Samsung 55in Crystal 4K UHD Smart TV – Vibrant 4K: ₱30/day or ₱889/month, 18 months (₱21,999 SRP)
• TCL 55in 4K HDR TV – Reliable family TV: ₱28/day or ₱849/month, 18 months (₱20,952 SRP)
• Haier 55in 4K UHD Android TV  – Smooth streaming: ₱29/day or ₱859/month, 18 months (₱22,290 SRP)

Frosty holiday aircons for as low as ₱769/month or ₱26/day

Aron komprtable atong mga kids ug kabatanunan nga mag spend ug daghang oras sa balay this holiday break:

• Haier 1.5HP Clean Cool Inverter Split Type Air Conditioner – Cool & comfy: ₱26/day or ₱779/month, 18 months (₱19,300 SRP)
• Midea 1.5HP Celest Inverter Split Type Air Conditioner – Energy-efficient: ₱26/day or ₱769/month, 18 months (₱19,093 SRP)
• Condura 1.0HP Inverter Window Type Air Conditioner – For smaller rooms: ₱32/day or ₱949/month, 18 months (₱23,371 SRP)

Ultimate Pasko upgrade for as low as ₱1,842/month or ₱61/day

Wala nay mo labaw sa bag-o nga iPhone isip regalo. Bisan pa man para sa ginikanan nga nanginahanglan og kasaligan nga device, sa mga young adult nga nagbalanse sa trabaho ug eskwela, sa tech-savvy nga teen nga hilig mag picture, o bisan para nimo nga angay makadawat og upgrade, these models deliver performance all year. Ang pinakabag-o nga lineup sa iPhone mapalit sa ubos nga ₱1,842 matag bulan o ₱61 matag adlaw.:

• iPhone Air – Light, stylish: ₱76/day or ₱2,279/month (24 months), starts at ₱72,990
• iPhone 17 – Reliable performance: ₱61/day or ₱1,842/month (24 months), starts at ₱57,990
• iPhone 17 Pro– Pro-level camera: ₱83/day or ₱2,484/month (24 months), starts at ₱79,990
• iPhone 17 Pro Max – Top-tier choice: ₱90/day or ₱2,688/month (24 months), starts at ₱86,990

Last-minute shopping? Mas sayon na kaysa sa una.

Hangtod December 31, 2025, pwede ka makapalit og mapuslan nga regalo o reward yourself  nga walay holiday hassle.

Sayon ra ang apply:

Pwede pud ka magpa-pre-approve sa Home Credit App, nga available sa Google Play, App Store, ug Huawei AppGallery — para mas paspas ug smooth imong shopping experience.

Himoang mas mahinungdanong ug mas bongga ang imong pagpanghatag ug regalo karong Pasko with Home Credit kay ang mga pinakamaayong regalo, sayon na kaayo karon!

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).    

Ang Home Credit Philippines usa ka financing company nga naghatag og dali, affordable, ug convenient nga financing solutions sa kapin 18,000 partner stores nationwide. Naga-offer kini financing para sa smartphones, laptops, home appliances, furniture, sports equipment, ug daghan pa uban sa low o 0% interest rates sa sayon nga monthly installments.

Sa ika-12 tuig niini sa Pilipinas, nakatabang na ang Home Credit sa 12 milyon ka mga Pilipino. Gawas sa installment financing, nag-offer usab kini og cash loans, Qwarta virtual credit limit, ug credit card alang sa mga qualified customers.

Pinaagi sa Home Credit App ug Shoppingmall.ph, usa na ka click ang layo para makuha ang imong gusto ug ma-enjoy ang mas rewarding nga lifestyle.

Dugang impormasyon makita sa www.homecredit.ph.

In the heart of Cebu, where holiday lights glowed softly against December skies, foodpanda set out to deliver something far more meaningful than meals. Through Pasko Na, We Gotchu: Christmas PANDAriwang, the team carried with them bundles of warmth, care, and comfort—gifts for those spending the season within hospital walls.

Cebu foodpanda riders  hit the road in full holiday spirit, reminding communities that joy can be delivered anywhere

At the Cebu City Medical Center, a public hospital still recovering from recent calamities, the days often felt long and heavy. Yet on this special visit, the air shifted. Volunteers stepped quietly into wards, their arms full of colorful fruit baskets, while partner riders rolled in with hundreds of ready-to-eat meals—nourishment for both patients and the staff who cared for them tirelessly.

Fresh fruit baskets were delivered to patients, offering a simple gesture of care this Christmas season

For the children in the pediatric ward, the day turned unexpectedly magical. Soft plushies, specially prepared for tiny hands, brought bursts of delight and brightened a place usually filled with the hum of machines and whispered reassurances. What could have been an ordinary hospital afternoon blossomed into a moment they would remember—a small holiday story of its own.

But foodpanda’s mission didn’t end with the patients. Doctors who worked back-to-back shifts, nurses who carried the weight of endless responsibilities, and security personnel who stood guard day after day were all greeted with warm meals and heartfelt thanks. It was a quiet acknowledgment of their unwavering commitment, especially in one of the busiest seasons of the year.

PauPau makes a surprise appearance in the wards, bringing smiles to patients and staff

Then came a visitor who made the celebration complete. Pau-Pau, foodpanda’s beloved mascot, waddled room to room with cheerful waves and playful charm. Smiles spread—on patients’ faces, on exhausted staff, even on worried family members. For a moment, the hospital felt less like a place of recovery and more like a home wrapped in holiday spirit.

“Our mission has always been anchored on care for communities,” shared Patricia Jacinto, Director for Growth and Marketing at foodpanda Philippines. “Through PANDAriwang, we hope to bring comfort and spark moments of joy during the holidays. We don’t just deliver food. We deliver care, especially when people need it most.”

And so, Christmas PANDAriwang continues foodpanda’s long tradition of compassion—of showing up when it matters and reminding communities that kindness can be delivered, too. Cebu is just one stop in a series of holiday efforts, as more foodpanda teams prepare to visit and uplift other communities in the weeks ahead.

This season, in Cebu and beyond, they’re proving that the spirit of giving can travel far—and sometimes, it arrives wearing pink.

With urban traffic intensifying and housing costs rising, young workers in Metro Cebu are rethinking how and where they live. For many, commuting can take nearly an hour each way, while a large portion of monthly earnings is spent on rent, leaving little room for savings or lifestyle needs. These realities are pushing a new generation of Filipinos to pursue housing options that are not only affordable but also close to where life and work happen.

The City Flats Cebu Co-Living or Dorm Room

This shift is fueling the steady growth of co-living communities across the country. Built around shared spaces, flexible terms, and social interaction, co-living is gaining wider acceptance, particularly among millennials and Gen Zs who prioritize convenience and a curated, connected environment over long-term rental commitments.

A New Address Designed for Today’s Workforce

Ayala Land enters this evolving market with The CityFlats—an urban living concept tailored for mobile professionals who prefer to live near business districts. Instead of treating housing as just a private room, The CityFlats develops modern, all-inclusive residences complemented by communal amenities that encourage interaction and support a balanced lifestyle.

Ayala Land The City Flats in Cebu Business Park

The brand has gained traction in Metro Manila, with locations in Makati, Bonifacio Global City (BGC) and Cebu IT Park. Each offers residents the ability to live within major commercial hubs at lower cost and without lengthy travel times. Now, Ayala Land builds on this momentum by opening its newest branch at Cebu Business Park, expanding its reach in Visayas.

Jay Teodoro, (3rd from right) Ayala Land Deputy Head of Vismin Estates lead The CityFlats Cebu Business Park ribbon cutting.

“Our goal is to make our estates more livable by providing practical, well-located homes for the city’s workforce. Young professionals shouldn’t have to sacrifice time, mobility, or community just to live in the city. CityFlats gives more people the chance to live where life happens, close to work, services, and everyday conveniences,” said Jay Teodoro, Ayala Land Deputy Head of Vismin Estates.

Designed for Value, Accessibility, and Ease

Premium Hostel Room

Situated along Leyte Loop, Cebu Business Park, the latest CityFlats branch houses 392 rooms that are fully furnished and move-in ready. About 80 percent of the development is dedicated to co-living units suited for long-term renters who want their own dedicated personal area. These rooms feature a work station, bed, storage, air-conditioning, kitchenette, and in-room toilet & bath—amenities typically seen only in larger apartment rentals.

The CityFlats CBP Social Hall

The remaining units operate as hostel rooms, ideal for short-term guests such as traveling professionals, tourists, and employees on assignment. These rooms offer queen or twin beds and come equipped with a mini-refrigerator, television, and private kitchenette.

Accessibility also forms part of the development’s design. Each floor includes units intended for PWDs, helping ensure that more people can comfortably access this new housing option. Complementing these living options are upcoming retail services on the ground floor, beginning with a convenience store and laundromat, making everyday needs even easier to access without leaving the building.

Community at the Core

More than convenience, the CityFlats concept emphasizes genuine interaction among residents. The centerpiece of this experience is its Social Hall, a communal venue designed for group gatherings, casual hangouts, and community programs. Planned programs, ranging from wellness sessions to game nights, are intended to cultivate a supportive environment, allowing residents to build friendships and collaboration opportunities, whether professional or personal.

Flexible Terms for Diverse Lifestyles

Flexibility is another hallmark of The CityFlats. Unlike standard rental models that require long-term commitments, The CityFlats offers multiple stay options—from daily hostel rates ideal for travelers or project-based workers to long-term co-living leases suited for employees, young graduates, students, and digital freelancers.

This adaptability makes the development attractive not only to individual renters but also to companies seeking practical housing support for their workforce. Daily stays start at ₱1,800 per night, while monthly co-living rates begin at ₱6,100, making well-located, walkable living more accessible within major business districts.

The City Flats, Cebu Business Park, Cebu City

Smarter Urban Living in the Heart of Cebu

With its central location, complete amenities, and community-driven design, CityFlats Cebu Business Park introduces a living model that aligns with how the new workforce prefers to live: within reach of workplaces, with expenses managed more efficiently, and surrounded by opportunities to connect with others. As more professionals seek to reduce commute times and maximize their budgets, co-living models like The CityFlats are poised to play a larger role in shaping how people live in rapidly growing urban centers.

Ayala Land opens the next chapter of its Cebu growth story with the public unveiling of Gatewalk Drive—a new access road that connects Lopez Jaena Street to M. Logarta Avenue and marks the beginning of Gatewalk’s transformation into Mandaue City’s newest commercial and lifestyle district.

Ayala Malls Gatewalk, Mandaue

Building on the success of the Cebu Business Park and the  Cebu I.T. Park, Gatewalk represents the next wave of Ayala Land’s developments across Metro Cebu -- a vision shaped by stronger connectivity, modern urban design, and inclusive growth for one of the country’s most dynamic regions.

A Connected Future for Mandaue

For years, Mandaue City has served as a vital link within Metro Cebu’s northern corridor, home to industries, businesses, and communities that continue to fuel the region’s economic momentum. The opening of Gatewalk Drive strengthens this role by improving mobility between major thoroughfares, and opening a new, more strategic route within the city.

(L-R) Atty. Christie Francisco – Mandaue City Planning and Development Office; Brgy. Captain Ramonita Manatad, Barangay Subangdaku, Hyll Retuya, Head, Traffic Enforcement Agency of Mandaue; Mandaue City Mayor Jonkie Ouano; Yeng Tupaz, Ayala Land Head of Central Luzon and VisMin Estates; Jay Teodoro, Ayala Land Deputy Head for VisMin Estates; Bong Gonzales, Ayala Land Construction Management Product Line Head for Estates

(L-R) Bong Gonzales, Ayala Land Construction Management Product Line Head for Estates; ; Brgy. Captain Ramonita Manatad, Barangay Subangdaku; ; Yeng Tupaz, Ayala Land Head of Central Luzon and VisMin Estates; Mandaue City Mayor Jonkie Ouano; Hyll Retuya, Head, Traffic Enforcement Agency of Mandaue; Atty. Christie Francisco – Mandaue City Planning and Development Office; Jay Teodoro, Ayala Land Deputy Head for VisMin Estates

By linking Lopez Jaena Street with surrounding commercial and residential zones, the new road enhances access, eases travel, and unlocks the potential for future developments within the estate. It is the first physical step toward fully activating Gatewalk’s long-envisioned place in Mandaue’s urban landscape.

“The opening of Gatewalk Drive is a strong start to the district’s long-term vision,” said Jennylle Tupaz, Head of Central Luzon and Vismin Estates of Ayala Land. “Gatewalk is designed to become a central hub in Mandaue, where accessibility, commerce, and community come together. This milestone reflects our continued commitment to shaping dynamic, well-connected districts across Metro Cebu.”

Expanding Horizons

Gatewalk is envisioned to grow into Mandaue’s central commercial and lifestyle district, rising on a foundation of connected streets, active public spaces, and integrated urban experiences. Future developments are planned around a diverse mix of uses—office, retail, leisure, civic destinations, and green open spaces that encourage community life.

Ayala Malls Gatewalk will feature creative hubs, gaming zones, and design-forward food hall

Ayala Malls Gatewalk will serve as the heart of fun in Cebu and is designed to be a vibrant entertainment and dining destination.

Inspired by BGC High Street, the Greenway is designed as a pedestrian-first park and retail destination that prioritizes walkability, open spaces, and everyday urban enjoyment.

At the heart of the district will be a next-generation Ayala Malls, scheduled to open by the end of 2026. Designed with immersive entertainment concepts, modern dining clusters, and community-focused spaces, the mall will anchor Gatewalk as a major northern destination for lifestyle, culture, and recreation.

Complementing this will be a walkable 1-hectare Greenway, landscaped parks, and pedestrian corridors that encourage movement on foot and foster healthier, more enjoyable everyday experiences.

These interconnected components reflect Ayala Land’s commitment to creating estates that balance progress with livability—where mobility, nature, work, and lifestyle exist seamlessly within reach.

Part of Metro Cebu’s Next Wave of Growth

Gatewalk stands at the forefront of Ayala Land’s newest estate network across Metro Cebu—alongside South Coast City in SRP, Cebu City and Seagrove in Punta Engaño, Lapu-Lapu City. Together, these emerging districts are designed to complement the company’s legacy developments in Cebu Business Park and Cebu I.T. Park, while opening new frontiers for growth and investment across the region.

As infrastructure strengthens, businesses expand, and communities grow, Gatewalk is positioned to become a defining destination in Mandaue City, a place where enterprise can flourish and where families and professionals can thrive. With development now progressing, only a limited number of prime commercial lots remain along M. Logarta Avenue, the future home of corporate headquarters and landmark business addresses.

The Beginning of Gatewalk’s Story

The opening of Gatewalk Drive marks more than improved access, it signals the beginning of a new district that will reshape how people experience Mandaue City. Each road, each open space, and each future development contributes to a shared vision of sustainable growth, dynamic commerce, and vibrant community life. With stronger connections and a bold vision ahead, Gatewalk is poised to become one of Metro Cebu’s most exciting new destinations.

In a country where life moves fast and cravings strike even faster, Filipinos have mastered the art of convenience. From quick morning coffees to midnight snack runs, everything is just a tap away. Now, there’s a new way to make every one of those moments even more rewarding.

Modern Labtingaw from Ato-ah

Enter the EastWest foodpanda Visa Credit Card — a co-branded creation crafted especially for the digitally savvy, food-loving Filipino who loves life on demand.

Made for Modern Lifestyles

Imagine this: you wake up craving your favorite latte. One tap. You need supplies for the weekend's family feast. Another tap. Whether you're ordering through foodpanda or shopping in-store anywhere Visa is accepted—here or abroad—every purchase brings rewards back to you.

This card isn’t just a financial tool. It’s a companion for the everyday rhythm of modern Filipinos.

The partnership between EastWest and foodpanda merges two powerful forces:

EastWest’s commitment to digital banking innovation and foodpanda’s deep understanding of what excites Filipino consumers—speed, convenience, and simple joys. Together, they crafted a credit card that fits right into daily life.

EastWest foodpanda Visa Credit Card

“We built this card around what our customers love most: food, convenience, and crave-on-demand,” shared Daniel Jaramillo, Managing Director of foodpanda Philippines. “It rewards the simple joys you enjoy every day—your morning coffee, your comfort food, even those spontaneous late-night cravings.”

Built for Foodies, Powered by Innovation

This is a card that feeds you back.

With the EastWest foodpanda Visa Credit Card, you earn cashback on every purchase:

• 10% cashback on all foodpanda orders (up to ₱400 per month)
• Even after hitting the cap, keep enjoying 3% cashback on repeat foodpanda orders
• 1% cashback on overseas purchases
• 0.3% cashback on other local transactions
• A total cashback cap of ₱1,000 per month across all categories
• No annual fee on the first year
• Plus: a free six-month pandapro subscription for early cardholders

But what truly sets this card apart is a first-of-its-kind feature in the Philippines: cashback lands in your pandapay wallet every week. No waiting. No fuss. Just instant access to rewards—perfectly aligned with foodpanda’s signature “instant gratification.”

L-R.: EastWest CEO Jerry Ngo, foodpanda PH's CEO Lhecks Do Castro, EastWest SVP and Consumer Lending Product Lab Head Mia Tamayo, foodpanda Philipines' Managing Director, D antier laramto, en tiesg Phipinaes" Country Manager, Jeff Navarro

“This partnership brings together three brands that believe in convenience, value, and digital innovation,” said Jerry Ngo, CEO of EastWest. “The EastWest foodpanda Visa Credit Card is another way we make banking easier—turning every meal into a moment of value.”

Visa echoes this vision for a more seamless digital payment landscape. “Together with EastWest and foodpanda, we’re enabling the next wave of digital payments in the Philippines,” added Jeffrey Navarro, Visa Philippines Country Head.

A New Way to Spend Deliciously

As more young Filipinos turn to credit cards to simplify life, the EastWest foodpanda Visa Credit Card stands as a symbol of a new era—where financial tools adapt to lifestyles, and every craving, big or small, can be turned into a delightful reward.

“The power of Visa’s global network enables fast, seamless, and secure payments that elevate food and dining experiences,” said Navarro. “This partnership reflects our shared commitment to creating financial products tailored to Filipinos’ dynamic needs.”

Tap-to-pay. Global acceptance. Automatic weekly cashback. A rewarding lifestyle made simple.

With the EastWest foodpanda Visa Credit Card, even the smallest purchases can add flavor to your day—proving that every craving deserves to be celebrated.

To start your application, visit eastwestbanker.com/foodpanda or tap “Apply Now” on the foodpanda app.